We are an independent broker and are not a captive agent with any single insurance carrier - our goal is to understand your needs and concerns and get you the best coverage based on your personal health situation.
We take pride in making sure our clients not only understand why they are in the type of plan they are, but also the benefits of their plan choice.
Affordable all-in-one plans that offer added coverage such as dental, vision, and prescription drug coverage, along with the benefits of Original Medicare. Some have monthly premiums as low as $0!
Learn MoreCovers the gaps in Original Medicare and includes copayments, coinsurance, and deductibles.
Learn MoreAn insurance plan for the prescription drugs that you need. You can buy medicines at reduced costs from a network of pharmacies provided by your insurance company.
Learn MoreCustom-made life insurance plans allow you to ensure the financial well-being of your beneficiaries.
Learn MoreFor more information on the Medicare plans that we offer, contact Mike at mike@mymedicare-101.com. Be sure to include your name and the best phone number you can be reached at.
Original Medicare consists of the following:
Part A: Coverage for hospital, skilled nursing, and hospice care.
Part B: Coverage for medical services such as doctor visits, lab services, diagnostic, radiology, etc.
Original Medicare does not cover all costs and beneficiaries may be responsible for up to 20% coinsurance and/or copays and deductibles.
FAQs
These plans covers the “gaps” in Original Medicare, such as coinsurance and deductibles that are the responsibility of the beneficiary. However, Supplemental plans do not cover prescription drug costs or other ancillary benefits such as vision, dental and hearing.
FAQs
These plans offer an alternative to Original Medicare in an all-in-one plan which includes all benefits available under Original Medicare (A&B) and even some extra healthcare benefits. These plans can also include ancillary benefits not covered under Original such as dental, vision, hearing, and prescription drug coverage all in one plan. You pay copays for doctors, labs, hospitals, and other services.
FAQs
Medicare requires that beneficiaries have prescription drug coverage. Since Medicare doesn't cover prescription drugs, beneficiaries who are on Original Medicare and have a Supplemental Insurance policy must also purchase a standalone Prescription Drug plan. These plans are issued by private insurance companies. Each plan uses a network of pharmacies and mail order service to cover prescription drugs. Since plans cover medications differently, it’s important that you confirm your medications are not only covered but at what copay cost to you.
FAQs